Your Next Generation Mortgage Brokers
Welcome to NexGen Finance
At NexGen Finance (Expert Mortgage Brokers Ltd), we make securing the right mortgage simple and stress-free. Whether you’re buying your first home, investing in property, or refinancing an existing portfolio, our experienced team is here to help every step of the way.
We combine expert knowledge with a personal touch — giving you clear, tailored options to suit your goals. From buy-to-let and bridging finance to development and residential mortgages, we’ll help you find the right fit quickly and efficiently.
📞 Speak with our team today on 0330 0100 061
Our Services
Buy to Let Mortgages
Buy to Let Mortgages
Grow your property investment portfolio with expert guidance from our NEXGEN Finance team on navigating Buy to Let mortgages. Our specialists are knowledgeable about the Buy to Let market and can provide personalized advice to maximize your investment returns.
As property experts, we guide you through every step – from analyzing market conditions to selecting the ideal property. Our comprehensive services also include advising on tax implications, calculating rental yields, and developing portfolio expansion strategies.
Residential Mortgages
Residential Mortgages
Let NEXGEN Finance’s Residential Mortgage Services guide you confidently through the home buying process. Our team of experts is here to support you, whether you’re a first-time buyer, moving homes, or refinancing.
By offering personalised mortgage advice tailored to your unique needs, we ensure you secure the best possible deal. Driven by a commitment to excellence, we navigate the complexities of the mortgage market to find solutions perfectly aligned with your homeownership dreams and financial goals.
HMO Financing
HMO Financing
As HMO specialists, our brokers guide you through every aspect of this investment, from obtaining the necessary licenses to ensuring your property meets mortgage requirements for room sizes. Our unparalleled expertise in HMO financing allows us to provide customized solutions tailored to this unique investment type. Our Brokers navigate the complex regulatory landscape on your behalf, guaranteeing your property complies with all legal standards while maximizing its rental income potential.
Commercial Mortgages
Commercial Mortgages
Our expert commercial mortgage brokers work closely with you to create customised financing solutions that meet your unique business or investment needs. By leveraging our relationships with a wide range of lenders, they can secure competitive rates and can help you refinance to reduce monthly payments or access your home’s equity. Our advisors collaborate with you to develop a mortgage plan tailored to your financial goals.
Protection Services
Protection Services
NEXGEN Finance’s comprehensive Protection Services are designed to safeguard your financial well-being and that of your loved ones against life’s uncertainties. Our tailored plans include essential coverage such as life insurance, critical illness protection, and income protection.
Our expert team is dedicated to providing you with personalised advice, ensuring you have the peace of mind that comes from knowing you’re well-protected. Let us help you navigate through your options to find the perfect safety net for your financial future.
Second Charge Loans
Second Charge Loans
Our second charge loans provide flexible financing options that allow you to access additional funds without impacting your current mortgage. These loans are a versatile financing solution, suitable for a range of purposes including home renovations, debt consolidation, and property investments.
Our expert brokers will thoroughly explain how second charge loans work and how they may impact your financial situation. They carefully assess your current mortgage and home equity to identify the most suitable second charge loan option for your specific needs. Ultimately, we’ll provide clear, honest guidance to help you make informed decisions that optimise your financial wellbeing.
Lifetime & Equity Release Mortgages
Lifetime & Equity Release Mortgages
Our experienced brokers in Lifetime and Equity Release Mortgages offer tailored solutions to help homeowners unlock the value in their property. Our expert advisers provide personalized guidance, ensuring you fully understand your options and choose the best plan to meet your specific needs. With competitive rates and a range of flexible products, we can help you access the equity in your home to fund retirement, home improvements, or other financial goals.
Bridging and Development Loans
Bridging and Development Loans
we understand the urgency of securing funding for development projects. That’s why our team works quickly to obtain financing that aligns with your project’s timeline. We leverage our expertise in project assessment, cost analysis, and exit strategy planning to structure your development loan effectively. Additionally, we provide guidance in navigating planning permissions and construction regulations, making us a comprehensive partner for all your development needs. Our bridging loan options offer quick and efficient financial solutions to support your projects.
Pension Review
Pension Review
Our Pension Review services help you optimize your retirement savings and secure your financial future. Our expert advisers thoroughly assess your current pension plans, pinpointing opportunities to grow and maximize your investments.
Why Choose NEXGEN Finance?
Expertise You Can Rely On
At NexGen Finance, we believe getting the right mortgage shouldn’t be complicated. Our experienced team connects you with trusted brokers who can guide you through every stage of your property journey — from first purchases to portfolio refinancing.
With deep market knowledge and real-world experience, we understand the challenges investors and homeowners face. That insight allows us to offer clear, forward-thinking solutions designed to save time, reduce stress, and maximise opportunity.
Navigating the mortgage process can feel overwhelming, but our goal is simple — to make it straightforward. We focus on transparency, speed, and genuine support, helping you feel confident in every decision.
At the heart of NexGen Finance is a commitment to building long-term relationships based on trust and results — going beyond transactions to create lasting value for our clients.
A Comprehensive Range of Services
At NexGen Finance, we provide access to a full range of mortgage and property finance solutions designed for homeowners, landlords, and investors. Whether you’re purchasing your first buy-to-let, expanding an existing portfolio, or funding a development project, we’re here to help make it happen.
Our network of expert brokers covers all key areas — including Residential Mortgages, Buy-to-Let, HMO Finance, Commercial Mortgages, Bridging Loans, and Development Funding. Every enquiry is handled with care and matched to a regulated adviser who can recommend the most suitable options for your goals.
We understand that no two property journeys are the same. That’s why our focus is on flexibility, transparency, and efficiency — helping you move forward with confidence, whether it’s a short-term project or a long-term investment strategy.
Our Commitment to You
At NEXGEN Finance, Our commitment goes far beyond securing the right loan – we’re dedicated to building lasting, supportive partnerships that help turn your property aspirations into reality.
Ready to embark on your property investment journey with a trusted mortgage advisor by your side? Contact NEXGEN Finance today. Our friendly Brokers are here to provide you with expert advice and tailored solutions that meet your unique needs.
Please use the contact form below
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📞 Call us today on 0330 0100 061📍 Lodges Wood Oast, Goodley Stock Rd, Westerham TN16 1TW